1. ^*
   Trademark of Visa Int., used under license.
2. MasterCard^®, World MasterCard^®, and World Elite MasterCard^® are registered trademarks of MasterCard International Incorporated.
3. All other trademarks are owned by CIBC or related entities.
4. ¹
   For full details, see maximum ticket prices and Aventura Flight Rewards Chart at the CIBC Rewards Centre. Some airlines may impose fees, restrictions or other conditions on air travel. Aventura Points will be cancelled if they remain unredeemed for 60 days after you voluntarily close your Aventura credit card account or within 12 months of the primary cardholder’s death.
5. ²
   Flight availability at this Aventura Point level depends on ticket prices set by airlines. Flights at this Aventura Point level will not be available to all destinations from all departure points and times.
6. ³
   This offer applies to the following eligible cards: CIBC Aventura Visa Infinite and CIBC Aventura Gold Visa Card. You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer. In order to be eligible for over $750 in travel value, a client must abide by the terms and conditions set out as provided in footnotes 17 & 18
   
   The $750 value is based on the following, as at March 1, 2019:
   
   
   • i. $120 travel credit as disclosed in the offer Terms and Conditions as provided in footnote 3 section iii;
   • ii. $400 value is based on the maximum redemption value for 20,000 Aventura Points on a short haul airfare purchase, based on the Aventura Airline Rewards Chart at www.cibcrewards.com, before taxes and other charges;
   • iii. A Priority Pass membership valued at $99 U.S. each year;
   • iv. 4 visits with your priority pass membership valued at $27 U.S. per person per visit; and
   • v. A NEXUS^◊ application fee valued at $50 CAD or $50 U.S.
   If you apply and are approved for a new card, you can receive:
   
   
   1. i. A welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with your card.
   2. ii. An additional bonus of 5,000 Aventura Points if you have at least $1,000 in net purchases posted to your account during the first 4 monthly statement periods. For this bonus the following do not qualify as purchases: cash advances, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the bonus Aventura Points are awarded.
   3. iii. A $120 travel credit. The $120 travel credit can be used in a single transaction towards flight, hotel, car rental and vacation package bookings made using your CIBC Aventura Visa Infinite or CIBC Aventura Gold Visa Card and towards taxes and fees. The $120 travel credit can also be used towards a travel booking charged to your CIBC Aventura Visa Infinite or CIBC Aventura Gold Visa Card and in conjunction with any rewards purchase or redemption of Aventura Points. If the value of your booking is less than $120, you forfeit the balance of your travel credit. Only the primary cardholder or a delegate can use the travel credit. You must call an Aventura Travel Assistant at 1-888-232-5656 to apply the travel credit; the travel credit cannot be applied or used for online bookings. The $120 travel credit offer cannot be combined with any other CIBC credit card products offering a travel credit. Your account must be in good standing at the time of booking to take advantage of the travel credit. Unused credits will expire on June 30, 2020.
      
      

   Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Infinite Card or CIBC Aventura Gold Visa Card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.

7. ⁴
   You must have enough Aventura Points in your Aventura Account at the time you submit your bid and at the time your winning bid is processed. Once you bid, your bid is final and cannot be cancelled, retracted, amended or transferred, unless you are advised otherwise. Auction Rewards cannot be cancelled or returned in exchange for Aventura Points. Further terms and/or conditions may apply to individual Auction Rewards. See Aventura Auction Terms and Conditions for details.
8. ⁵
   Earn 1.5 Aventura Points per dollar charged on purchases (less returns) at merchants classified in the credit card network as grocery stores, service stations or automated gas dispensers or drugstores. This bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drugstore and gas merchants will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
9. ⁶
   Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and surcharges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.
10. ⁷
    You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer.
    
    If you apply and are approved for a new card, you can receive:
    
    
    1. i. A welcome bonus of 20,000 Aventura Points when you make your first purchase at any time with your card.
    2. ii. An additional bonus of 15,000 Aventura Points if you have at least $3,000 in net purchases posted to your account during the first 4 monthly statement periods. For this bonus the following do not qualify as purchases: cash advances, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the bonus Aventura Points are awarded.
    3. iii. A $120 travel credit. The $120 travel credit can be used in a single transaction towards flight, hotel, car rental and vacation package bookings made using your CIBC Aventura Visa Card for Business and towards taxes and fees. The $120 travel credit can also be used towards a travel booking charged to your CIBC Aventura Visa Card for Business Plus and in conjunction with any rewards purchase or redemption of Aventura Points. If the value of your booking is less than $120, you forfeit the balance of your travel credit. Only the primary cardholder or a delegate can use the travel credit. You must call an Aventura Travel Assistant at 1-888-232-5656 to apply the travel credit; the travel credit cannot be applied or used for online bookings. The $120 travel credit offer cannot be combined with any other CIBC credit card products offering a travel credit. Your account must be in good standing at the time of booking to take advantage of the travel credit. Unused credits will expire on June 30, 2020.

    Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to any CIBC Aventura® Visa* Card for Business (regardless of the $120 or $180 annual fee) are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.

    The $920 value is based on the following:

    1. iv. $120 travel credit as disclosed in the offer Terms and Conditions as provided above in footnote (iii) and;
    2. v. $800 value is based on the maximum redemption value for 35,000 Aventura Points on a short haul airfare purchase, based on the Aventura Airline Rewards Chart at www.cibcrewards.com, before taxes and other charges, as at March 1, 2019.
11. ⁸
    Aventura Points can be redeemed for up to 100% of the cost of airfare, subject to maximum ticket price applicable to destination (see Aventura Airline Rewards Chart for more details), as well as (if you have sufficient Aventura Points) for taxes and other charges on airfare purchased through the CIBC Rewards Centre. Use of points towards taxes and fees is in addition to the number of points required for the base fare, as outlined on the Aventura Airline Rewards Chart. You must book all flights through the CIBC Rewards Centre. Some taxes and other charges may be collected locally or when you are travelling, and cannot be prepaid; please ask a CIBC Rewards Centre Counsellor for details.
12. ¹⁰
    You are eligible for the additional spend based bonus of 2,500 Aventura points if you are not a current CIBC cardholder. If you are a current CIBC cardholder, we may approve your application but you will not be eligible for the additional spend based bonus of 2,500 Aventura points.
    
    You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer.
    
    If you apply and are approved for a new card, you can receive:
    
    
    1. i. Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura^® Visa^* account approval. The following activities are worth 500 Aventura Points each: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura Visa card; 3. Add an authorized user on your new Aventura Visa card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura Visa card with Apple Pay^® or Samsung Pay. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653. This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653. You must hold any of the following CIBC Chequing accounts: CIBC Everyday^® Chequing Account, CIBC Smart^™ Account, CIBC PremierService^® Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus^® Chequing Account, CIBC Waive Account^®, CIBC MenuPlus^® – Maximize Interest Account, CIBC Chequing Savings Account. If you already have an existing eligible CIBC Chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible account you may apply at https://www.cibc.com/en/personal-banking/bank-accounts/chequing-accounts.html or by calling 1-866-525-8622. To learn more about the mobile payment options, visit https://www.cibc.com/en/personal-banking/ways-to-bank/ways-to-pay.html
    2. ii. An additional bonus of 2,500 Aventura Points for the CIBC Aventura Visa Card, if you have at least $500 in net purchases posted to your account during the first 4 monthly statement periods. For this bonus the following do not qualify as purchases: cash advances, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the Aventura Points are awarded.
       
       
    Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
13. ¹⁴
    Any purchases made outside the U.S. are also posted to your account and appear on your statement in U.S. dollars. Currency exchange fees will apply to any purchases that are not in USD.
14. ¹⁵
    You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer.
    
    If you apply and are approved for a CIBC U.S. Dollar Aventura^® Gold Visa* Card you can receive
    
    
    1. i. Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC U.S. Dollar Aventura^® Gold Visa^* account approval. The following activities are worth 500 Aventura Points each: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new U.S. Dollar Aventura Gold Visa card; 3. Add an authorized user on your new U.S. Dollar Aventura Gold Visa Card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your U.S. Dollar Aventura Gold Visa Card with Apple Pay^® or Samsung Pay or Google Pay^TM. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653. This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653. You must hold any of the following CIBC Chequing accounts: CIBC Everyday^® Chequing Account, CIBC Smart^TM Account, CIBC Bank USA Smart Account^TM ,CIBC PremierService^® Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus^® Chequing Account, CIBC Waive Account^®, CIBC MenuPlus^® – Maximize Interest Account, CIBC Chequing Savings Account. If you already have an existing eligible CIBC Chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible account you may apply at https://www.cibc.com/en/personal-banking/bank-accounts/chequing-accounts.html or by calling 1-866-525-8622. To learn more about the mobile payment options, visit https://www.cibc.com/en/personal-banking/ways-to-bank/ways-to-pay.html
       
       
    2. ii. An additional bonus of 2,500 Aventura Points for the U.S. Dollar Aventura Gold Visa Card, if you have at least $500 in net purchases posted to your account during the first 4 monthly statement periods. For this bonus the following do not qualify as purchases: cash advances, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the Aventura Points are awarded.
    Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC U.S. Dollar Aventura Gold Visa Card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
    
    
15. ¹⁷
    Priority Pass^TM benefit is for the primary cardholder only and requires enrollment. For instructions, visit CIBCRewards.com/perks. Collinson is the administrator of the Priority Pass program. Four (4) lounge visits are complimentary per membership year for you to use for yourself or your accompanying guests. Each person entering the lounge will qualify as one visit. Member and any accompanying guest(s) apply against the complimentary visit allowance. Membership includes access to any airport lounge participating in the Priority Pass lounge program. To access a lounge, you must show a valid Priority Pass membership card. All additional visits beyond the complimentary visit allowance are subject to a fee of $27 U.S. per person per visit, and all card rates and fees, including foreign exchange rates and fees, apply to this purchase. This price is subject to change. The most recent price, participating airport lounges, facilities, open times, and restrictions can be found at PriorityPass.com. Applicable lounge visit fees will be billed to your related CIBC Aventura card. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. Priority Pass membership will be cancelled if your CIBC Aventura card is cancelled or no longer in good standing or is no longer linked to your Priority Pass membership. All Priority Pass members must abide by the Priority Pass Conditions of Use, which can be viewed at prioritypass.com/conditions-of-use. The Airport Lounge Access services are provided by Priority Pass and neither CIBC nor Visa nor Mastercard are responsible for any losses, claims or damages arising from use of the services.
16. ¹⁸
    Receive one (1) statement credit up to a maximum value of $100 CAD when NEXUS application fee is charged to an eligible card, regardless of NEXUS application approval.
    
    Limit one (1) statement credit every 4 years. You must use your eligible card to pay the NEXUS application fee. In order to be eligible for the statement credit, cardholders must be in good standing at the time the application fee is charged. CIBC has no control over the NEXUS program including, but not limited to, application approval process, enrollment, or fees charged. NEXUS eligibility requirements are determined by the Canada Border Service Agency (CBSA) and the U.S. Customs and Border Protection (US CBP), and can be found at https://www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html.
    
    

    ^◊ Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under licence.

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